Learning Centre

One explanation your rate might be higher is the down payment size. This is understandably counter-intuitive for most clients. You would believe that being a good money saver would show you are financially responsible, and that you could be rewarded with a lower rate....

Private mortgages are more popular now among Canadians. This is because the rules and the criteria to get approved by a traditional lender are getting more and more strict, so Canadians are looking into other options to get the money that they need. Private mortgages...

In case you're prepared to get your dream cottage in Ontario, join the club — the competition for real estate in cottages is just warming up. As per a new report from Royal LePage, the costs of recreational properties in Ontario are rising quick as demand keeps on...

Economists from BMO have added their voices to those calling on policy-makers to take action to prevent a potential housing bubble due to prices going “parabolic.” "We accept policymakers need to act promptly, in some form, to address the home value situation before...

A decent credit score is certainly a significant factor for anybody who needs to be approved for a mortgage. However, it’s far from being the only consideration. Individuals are regularly confused and baffled when their application is denied without n apparent reason....

What began as a couple of pneumonia cases at the last part of 2019 in Wuhan, China, has immediately spread around the world, formally turning into a pandemic in March 2020. Obviously, I'm discussing COVID-19, normally known as Coronavirus. From that point forward,...

Canadian mortgage rates are starting to inch higher since the COVID-19 crisis started, mirroring the spike in long haul bond yields, however with home loans still languishing around historically low levels the modest hike is unlikely to slow the red-hot housing...

A lot of Canadians have a hard time when it comes to find a mortgage when they have a bad credit history. A lot of life circumstances can influence on your credit score, for example, a job loss, bankruptcy and an unexpected illness. It takes some time to recover from...

Looking to make a move? We will discuss the advantages and disadvantages of condo living — and what you should know prior to bouncing into the condo market. You'll meet a wide range of individuals at condo open houses: first time buyers hoping to get into the market,...

The COVID-19 pandemic significantly affected Toronto's rental market since it arrived last March, resulting in rent prices not seen in several years — and the latest data shown this month is no exception. A recent report from Padmapper demonstrates that...